Products & Services

As a Chartered Financial Consultant, I offer an array of financial funding tools to help you prepare for your future and the future of your family. I will always keep your objectives first and foremost when tailoring your individual program.


  • A sound financial plan may be worth more than a lifetime of work.
  • Working together as a team I can help you reach your financial goals.
  • I can help you Accumulate wealth to afford what you and your family want and need in life.

Short Term, Mid-term and Long Term Money Accumulation

  • College Tuition
  • Comfortable Retirement
  • Opportunity Fund
  • Emergency Fund
  • Help Preserve your wealth by keeping pace with (or out-pacing) the asset-eroding effects of taxes and inflation.
  • Transfer your wealth to your heirs as you wish.
  • Help Protect the financial well-being of you and your loved ones.

You expect and deserve high-quality products and service, and as your Chartered Financial Consultant, I will provide them for you!

Financial Consulting Services/Personal Needs.

Resources to help establish family income protection and money accumulation through various life insurance products.

Retirement funding and personal investments to provide income streams for retirement.

Accumulation, diversification and distribution of retirement assets.

  • Systematic withdrawal plans to generate income streams for life.
  • 72(t) and 72(q) systematic withdrawal plans to provide income for early retirement. (Avoids penalties for withdrawals prior to age 59 1/2, restrictions apply.)

Funding vehicles for Charitable Remainder Trusts.

401-(k) plans & Pension Rollovers

  • At Retirement Time
  • Changing Jobs and or Careers

IRAs & IRA Rollovers

  • Stretch IRA or Multi/Generational IRA
  • Traditional IRA 
  • Roth IRA
  • Coverdell ESA formally known as Education IRA

Estate Preservation

  • Team Approach to Estate Planning
  • Team consists of Financial Consultant, Attorney, Accountant and You!
  • Survivorship Life Insurance

Personal Disability Income Protection

  • Income Protection Plus (A Unique Cash Value Disability Plan)

Long Term Care Insurance

Financial Consulting Services/ Business Needs

New and Existing Employer Sponsored Retirement Plans

  • 401(k)
  • SEP (Simplified Employee Pension Plan)
  • Simple IRA
  • 403-(b) plans and more

Non-qualified deferred compensation and executive: Carve Out: plans.

  • Executive Bonus Plans
  • Split Dollar Plans
  • Key Employee Insurance

Funding For Buy/Sell Agreements

  • Funding for Business Continuation Buy-outs
  • Funding for Business Overhead Expenses
  • Funding for Family Business Buy-outs
  • Funding to Keep the Family Farm in the Family
  • Life Insurance & Disability Insurance



1800 East Main Str., Suite D
Mandan, ND 58554
Tel: 1.888.609.2371   Fax: 701 530 1913

*Securities and investment advisory services offered through SagePoint Financial, Inc., member FINRA/SIPC, and a registered investment advisor. Walz Financial Services is not affiliated with SagePoint Financial, Inc. or registered as a broker-dealer or investment advisor.